Lofty valuations, volatile markets leave investors anxious

It seems as if investors have forgotten how to gauge market uncertainty. Any potential bad news has them panicking

Lofty valuations, volatile markets leave investors anxiousBy Kenneth Kaczkowski and Isaac Maresky Troy Media exclusive The start of 2018 has seen markets flashing red, with investors questioning the stability of the market. February’s meltdown led to a significant market correction of over 10 per cent. Volatility has become just one of several fears, with the recent technology selloff and fears of…

Investing with your conscience – and with common sense

Ethical investing is a bit broader than donating, since the benefits extend beyond supporting a cause to also expecting a financial return

Investing with your conscience – and with common senseMany financial new-age thinkers encourage people to invest ‘ethically,’ based on the notion that your money should be invested in things that do good – for your community, your country or humanity more broadly – instead of just creating financial returns. We’ve been programmed to consider return and risk as the primary (if not only)…

Not much difference between angel investors and VCs anymore

The differences between angels and VCs used to be vast, but the variances are no longer quite so clearly visible

Not much difference between angel investors and VCs anymoreThe start-up is going well and now it’s time to pursue capital. The friends and family networks are running thin. Who are you going to call? Angel groups exist across the country and there are VCs (venture capitalists) you might want to see. The rule of thumb is to call them all: both angels and…

Why won’t Canadians invest in our future prosperity?

Trillions of dollars in Canadian-controlled funds should be driving our economy. Yet our prime minister is forced to look for foreign investment help

Why won’t Canadians invest in our future prosperity?Prime Minister Justin Trudeau travelled to Davos, Switzerland, this week to spark interest in trade and investment in Canada. This kind of rhetoric usually gets a bit of press but is largely ignored by the general public. Should the average person be interested? In order for our society to operate effectively, every citizen is expected…

Fossil fuels remain key to energy future, according to report

The U.S. is eager to grab new business, which underscores the urgent need for Canada to secure access to offshore markets for our oil and gas

Fossil fuels remain key to energy future, according to reportBy Jock Finlayson and Denise Mullen Business Council of British Columni The International Energy Agency (IEA) World Energy Outlook 2017, released in early November, provides a useful update on the shift to a lower carbon global energy system. The stepped-up deployment of clean energy technologies and moves toward electrification continue in many nations. At the same…

Looking backward to predict future investment performance

Be sure to read the fine print if you see a variable-rate investment such as an ETF or a mutual fund advertising what looks like a promised future return

Looking backward to predict future investment performanceLong-term investors need to be concerned about personal annualized return – the return on their money over the entire period of the investment. When investing in guaranteed investment certificates (GICs), your annualized return is known when you make your investment. For example, you buy a five-year GIC that pays three per cent so you know…

A tax turnaround that punishes the risk-takers

By targeting small business owners, the federal government is undermining the very essence of economic growth

A tax turnaround that punishes the risk-takersThe federal government has proposed significant changes to the Income Tax Act that would harm small business owners. We've seen this kind of tax turnabout before and it's both ugly and unfair. Some politicians and much of the media are describing these business owners as tax cheats, and have demonized them. The Canadian Taxpayers Federation…

Gender diversity doesn’t guarantee higher returns

While gender diversity is a good idea, management should remain focused on how to adapt to new opportunities or potential hazards

Gender diversity doesn’t guarantee higher returnsA few months ago, State Street Global Advisors (SSGA), the self-described "third largest asset advisor in the world," celebrated the first anniversary of its creation of a new specialty exchange traded fund. Its name is a mouthful: the SPDR SSGA Gender Diversity Index ETF (SHE). An exchange traded fund, or ETF, is a basket of…

Diversifying your portfolio in one neat package

An ETF is a low-cost mutual-like fund that trades on the stock market, with a significantly different fee structure

Diversifying your portfolio in one neat packageExchange-traded funds (ETFs) seem to be all the rage. There are more than 600 ETFs traded on the Toronto Stock Exchange and it seems like new ones are being created almost every day. An ETF is basically a diversified investment pool that’s very similar to a mutual fund, with the exception that they’re sold or…

Comparing investment returns is a tricky task

Each investor is unique in their goals and personal risk tolerance, so their investment portfolio should be customized to their situation

Comparing investment returns is a tricky taskYou worked hard for your money and, in turn, your money should be working hard for you. However, when comparing returns, you need to be sure you’re making a fair comparison. Investors often compare their returns to that of a published benchmark such as the Toronto Stock Exchange (TSX), or to the returns their friends…